Make room for
the whole picture.
Try a fund balance and see how a cash buffer and purchase costs affect a generic outright purchase figure.
Adjust the
numbers.
At least $30,000 is held back.
Illustrative allowance only.
Why hold back cash? A fund may need liquidity for expenses and obligations. This illustration reserves the larger of your chosen percentage or $30,000.
Why allow for costs? The purchase price is only part of an acquisition. The chosen percentage is a generic allowance, not a quote.
This is arithmetic, not a cash flow plan or fund strategy. Running costs and personal circumstances are outside this calculator.
Up to
$679,245as an arithmetic purchase ceiling, before any suitability assessment
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General information only. This arithmetic does not assess whether an SMSF or property purchase is appropriate for you. Speak with licensed financial, tax and legal advisers about your circumstances.