How we’re paid,
plainly.
A useful property conversation includes the people being paid, what their work covers and the costs beyond the purchase price.
Every fee.
Every relationship.
In writing.
Ask Bell Morgan for a written explanation of its fee or commission, who pays it and whether any amount is payable by you. Understand any relationship with the builder, developer or other provider.
Bell Morgan is a licensed estate agency. When a home we present is purchased, we may receive a sales commission, marketing payment or other benefit from its builder, developer or vendor. The amount and structure vary between projects and providers.
Before you sign anything, we tell you in writing about any commission or benefit that applies to the home you’re considering, and about any relationship we have with a provider we introduce you to, as the law requires. Any fee for a service you engage, such as conveyancing, advice or lending, is set out in that provider’s own agreement with you.
Make room for
the other costs.
Request written quotes for your actual structure and property. These categories are a checklist, not estimates.
Before you buy
Financial advice
Up front · may continueSMSFWho can clarify it: Licensed financial adviser
Ask about: Scope, initial advice fee and any ongoing service fee.
Fund setup and administration
Setup · then yearlySMSFWho can clarify it: Accountant / administrator
Ask about: Setup, trustee structure, annual accounts and tax return.
Loan and lender costs
Before settlementIf you borrowWho can clarify it: Lender or mortgage broker
Ask about: Application, valuation and any lenders mortgage insurance.
When you buy
Property transfer and contracts
At purchaseWho can clarify it: Conveyancer / lawyer
Ask about: Duty, searches, registration and contract review.
Building and completion
During the buildWho can clarify it: Builder / independent inspector
Ask about: Inclusions, site costs, variations and inspection fees.
While you own it
Independent audit
Every yearSMSFWho can clarify it: SMSF auditor
Ask about: Annual audit cost and what records are needed.
Holding the property
OngoingWho can clarify it: Property manager / insurer / council
Ask about: Management, insurance, rates, repairs and vacancy.
“What will I pay,
who receives it,
and when?”
Ask it of every provider, including us.
Start with the
questions that matter.
Ask how Bell Morgan is paid, who pays it and what the written disclosure covers.